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Using coupons is a great way to save money on the items you use most often, but some people take couponing to a whole new level and implement some bad tactics and cheat the system in order to get the best deal. Coupon fraud is actually punishable by law, so it is not smart to use coupons in a fraudulent manner. If you want to coupon, you need to use coupons only on the items designated on the coupon and you need to use them on or before their expiration date. You also need to use coupons according to the store’s policy, and you should not hoard all of the items on a shelf simply because you have enough coupons to do so. Instead of trying to cheat the system, you should try and opt for good coupon karma. Doing a good deed has never hurt anyone before, and having good coupon karma can do wonders for another person as well as for your self esteem. (more…)

Paying too much for groceries per month? The state of the economy has everyone looking for ways to save on monthly expenses. Whether you’re buying groceries for just yourself or buying them for your family, there are ways to cut your expenses with a bit of research, advance planning and organization. Learn the strategies below for saving money on food, which have other benefits as well.

1. Coupons
Clipping coupons is the best outright way for immediate savings on groceries. There are many sources for finding coupons. They are usually available in Sunday newspapers, magazines, online coupon sites, store websites and even social networking sites. Coupons are most effective when stacked or used on sale items. Become familiar with your grocery stores coupon policy.

2. Loyalty Programs
These days, most grocery stores have a loyalty or reward program. It usually just requires a home address, phone number or an email address. Savings can be big with these! Some grocers offer a special item every week at a really low cost for loyal customers, as well as a really nice freebie for initial sign up. I recently got an organic whole chicken (valued at $11) free, just for signing up for a loyalty program. (more…)

Purchasing groceries online doesn’t really seem feasible when you add in shipping and handling?  Not to mention, standard shipping takes 7 to 10 days. What if you need groceries right away?  It depends on which site you go to.  There are sites that offer free shipping or offer it for a one time membership fee.  Do your research but there are definitely a couple of ways to save money by buying groceries online.

Amazon.com

Amazon offers a free Amazon Mom membership to moms, dads, grandparents, or anyone who has kids in their life.  Amazon Mom offers 15% off of a wide range of selected items and up to 30% off on exclusive deals in the Baby Store.  Type of items include diapers, maternity clothes, cribs, baby food, groceries, household supplies, toiletries, auto care, video games, electronics, personal care, sporting goods, and practically anything else you can think of.   Diapers are about $10 cheaper on amazon.com than in the stores.  That’s big savings. (more…)

The current economy has virtually everyone looking for ways to cut expenses and save money. Even when finances aren’t so tight, however, it is always a good idea to save a buck or two wherever you can. Cleaning product coupons can help to reduce the amount of cash you have to devote to your monthly cleaning expenses so you can put that cash to use somewhere else.

Cleaning Product Coupons are Cash

If you are new to couponing in general, the idea of cleaning product coupons being cash may seem a bit foreign. Every week, however, consumers throw hundreds of thousands of dollars worth of coupons in the recycle bin. No, it isn’t an overstatement: coupons really can be money in your pocket. (more…)

It’s a fact that apart from utilities, grocery shopping expense is up high on any family’s budget. And as much as we all love to take the time and stroll through aisle after aisle, you must realize that such a habit often turns out to be expensive.

The longer you stay inside a grocery, the more likely you are to buy something impulsively, jeopardizing the money inside your pocket.  So what should you do to avoid making this mistake? Come prepared and armed with a list and sticking to it is always a good one. Easier said than done you say? (more…)